Early access beta Self-reported data only. State comparisons publish after 10 qualifying reports.
RateReceipt Report my renewal

2026 Home Insurance Tracker

Your renewal went up. Make the pattern visible.

Enter two annual premium amounts. Get a private receipt now and help unlock anonymous state-level comparisons for homeowners.

No address No ZIP code No documents Removal code

Get Your Rate Receipt

How did your 2026 renewal change?

Early access accepts homeowner reports in Florida, Texas, and California. We ask only for your state, renewal month, and two annual totals.

See the experience without sending any information.

Enter your two premiums to preview your annual change.

Remove a report using a saved code

Paste a removal code issued after a previous submission.

RATE RECEIPT

Your anonymous result appears here.

Contributed receipts can be downloaded as share cards, without displaying your raw premiums.

Public Tracker

Three launch states. Privacy-first reporting.

A state median is published only after enough qualifying anonymous reports are available. Unusual outliers are held out of aggregates.

Florida

Building Waiting for qualifying reports Threshold protected

Texas

Building Waiting for qualifying reports Threshold protected

California

Building Waiting for qualifying reports Threshold protected

Why This Exists

Renewal notices arrive privately. The pattern should not.

RateReceipt collects minimal, self-reported premium changes and turns them into aggregate public signals. It does not provide quotes, rank insurers, or recommend coverage.

01

Enter annual totals, never a policy document.

02

Keep your removal code to control your contribution.

03

Share only the percentage card if you choose.

Facing A Renewal Increase?

Understand your notice before making a decision.

Consumer resources and official links How the tracker calculates results What data we collect and delete

Methodology & Privacy

Designed to collect less.

Self-reported data

Values come from homeowners and are not independently verified. Results describe submissions, not every policy in a state.

Information collected

State, renewal month, and two annual premium totals. No name, address, ZIP code, insurer name, document, or account.

Publication rule

State summaries appear after 10 qualifying reports. A removal code lets contributors delete their entry.